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Celebrating 25 Years of Making Neighborhoods Matter
A Message from the President and Chief Executive Officer

Clemente Professional HeadshotThe New Year marks a significant milestone here at NPHS as we will celebrate our twenty-fifth year of improving the quality of life in our neighborhoods.  Over the past twenty-five years, NPHS has evolved into a multi-faceted Community Development Financial Institution applying a holistic approach to community development through our Redevelopment, Realty, Homeownership Preservation, and Community Lending and Wealth Building programs and services, all aimed at creating stronger and more vibrant neighborhoods.

As a state-certified Community Housing Development Organization (CHDO), NPHS continues to redevelop neighborhoods by renovating and greening blighted properties and transforming them into healthy homes for first-time buyers.  As a certified Community Development Financial Institution (CDFI), we continue to work alongside local municipal housing agencies to administer and provide down payment programs to first-time homebuyers.  Through our Healthy Homes program, we provide home improvement loans and grants to low-income seniors and veterans homeowners.  Our partnerships with local government have expanded to offer Realty services to help increase affordable housing opportunities for first-time homebuyers.  As a HUD-approved Housing Counseling Agency, NPHS continues to provide a wide-array of education and counseling services that both empower and advance community asset-building.  These and other services have been critical in developing healthier and more economically resilient neighborhoods throughout San Bernardino, Riverside and East Los Angeles County.

NPHS has invested over two decades in making neighborhoods matter, yet there is much more work to be done.   We are working harder than ever to help more of our fellow residents find and sustain safe, comfortable and affordable housing.  We are constantly evaluating new approaches and strategies to ensure stable and long-term homeownership solutions.  We are reaching out to new partners, developing new funding sources for our affordable housing developments and finding unique and innovative cross-sector approaches to foster effective and meaningful impact.

As we begin 2016, NPHS is ready to challenge and stretch ourselves more than ever to have a stronger impact, innovate further and help more families achieve decent, safe and healthy affordable housing.  On behalf of the Board of Directors and staff of NPHS, I thank you for working alongside us and sharing in our collective journey toward strengthening and improving the quality of life in our neighborhoods in the Inland Valley.

May we all reach new heights in 2016.


Clemente Arturo Mojica


Real Estate Services Creating Sustainable Homeownership

Marisol Realty

NPHS offers a range of specialized real estate services that help families gain access to affordable and sustainable homeownership.  We provide a wide array of real estate services unique to the needs of low and moderate income homebuyers who need education about homeownership and financial assistance.  Our NPHS Realtors® work with potential buyers using down payment assistance and first-time homebuyer mortgage programs to purchase their first home.  Our realty services focus on increasing stability and security through homeownership, so we help families buy or sell a home in the best way possible.

Our range of services includes:

  • Home buyer representation
  • Property listing and sale services
  • Resale of affordable housing units funded through HOME, CDBG, NSP and other state and federal programs
  • Down payment assistance
  • Homeownership education

As a nonprofit real estate brokerage, we assist families from the neighborhoods we serve buy and sell homes and even facilitate customers to find reasonable and affordable mortgage products.  We are committed to providing services to underserved customers and communities.  Our real estate services help to market these neighborhoods and stimulate demand in historically low-demand areas.

NPHS partners with local municipal housing agencies to help low and moderate income home buyers gain access to a wide array of newly renovated, affordable homes. Most of these homes are renovated to include energy-efficient features such as drought-tolerant landscaping, high-efficiency heating and cooling systems, solar panels and energy-efficient doors, windows and appliances. These features reduce the long-term energy costs and provide a more affordable, healthier, and comfortable homes for families.

Featured Affordable Homes in Partnership with the City of San Dimas
NPHS is pleased to be promoting three beautiful, modern properties in San Dimas, California! These properties are perfect for those who enjoy living within walking distance of restaurants, shops, and outdoor attractions.
Commercial Street edit 1185 E Commercial St, San Dimas 91773
Village Walk puts you right at the heart of this warm, friendly town. This two bedroom, two bathroom home delivers a sleek, open environment and a stylish, sophisticated atmosphere. Come be surprised at how new thinking and old charm can fit together.

264 S San Dimas
264 S San Dimas Ave, San Dimas 91773
This striking condo has the latest technology and stylish amenities. Located in downtown San Dimas, you can stroll to cafes, restaurants, boutiques, parks, and more. Infuse your lifestyle with this small town charm of San Dimas, just 30 miles east of downtown LA.

334 S San Dimas334 S San Dimas Ave, San Dimas 91773
This exclusive Grove Station Community has all the amenities a buyer could want. This condo comes with a barbeque and picnic area, in addition to a dog area retreat, making it a great choice for buyers who love the outdoors.

For more information about our Realty Services and the homes we have for sale, contact Marisol Garcia, Real Estate Services Manager, at (909) 391-6497 or email For information about partnership opportunities, contact Adam Hicks, Vice President of Redevelopment Strategies, at (909) 988-5979 or email

Free Income Tax Assistance Provided at NPHS
VITA 2016 banner

Rancho Cucamonga, CA – Did you know that there are 5 seasons in the year?  Spring, Summer, Fall, Winter and Tax Season! For the upcoming 2016 tax season, NPHS will continue to partner with the County of San Bernardino to offer FREE Federal and California state income tax return preparation and electronic filing services to eligible low-to-moderate income individuals and families through the Volunteer Income Tax Assistance (VITA) program. VITA offers free tax help to people who earned a household income of up to $54,000 in 2015.  Basic tax returns are completed and e-filed by IRS trained and certified volunteers who make sure important refundable tax credits such as the Earned Income Tax Credit (EITC) and the Child Tax Credit (CTC) are correctly claimed.

Qualified taxpayers can be eligible to receive up to $6242 for the EITC, which can make a difference in supporting a family’s financial needs and helping them achieve self-sufficiency.  The EITC and CTC tax credits were developed to help provide an incentive for employment.  Every year, thousands of families miss out on these refundable tax credits due to lack of awareness on how to claim the credits on their tax returns. The additional money that taxpayers receive as part of their tax refunds helps make ends meet, stabilizes families, and has proven to help boost the local economy.

VITA services are available to qualified residents regardless of the county they live in.  NPHS will offer VITA services at their main office location at 9551 Pittsburgh Avenue in Rancho Cucamonga on the following dates in 2016:

Wednesday, January 27     1:00pm-5:00pm
Wednesday, February 3     1:00pm-5:00pm
Wednesday, March 2          1:00pm-5:00pm
Wednesday, March 16        1:00pm-5:00pm

Free VITA tax preparation is available now by appointment only. To schedule an appointment, call (909) 347-1255 or  (760) 552-6176.

Click here to view the full Volunteer Income Tax Assistance (VITA) Flyer.


Free Upcoming Homebuyer Classes
NPHS Twitter Background
NPHS’ Homebuyer Education workshops are especially designed for potential homebuyers who are serious about taking control of the home buying process and want to be prepared to make the right decisions. These free classes take the mystery out of the home buying process. A Certificate of Completion is provided upon attendance of the class. Since NPHS is a HUD-approved counseling agency, this certificate fulfills the education requirements for certain loan and assistance programs. Homebuyer Education workshops are held on Saturdays at least twice per month at either our Rancho Cucamonga or Riverside locations from 8am to 5pm.
NPHS HomeStart Orientations are available for future homebuyers who are beginning the home buying process and need basic information.  Orientations are available twice a month on Thursdays from 6pm to 8pm at our Rancho Cucamonga location.

To register for one of the classes listed below or for more information, please call NPHS at (909) 988-5979.

Click on each calendar below to view a PDF version of the workshops.

Home Buying Workshops SB County
Home Buying Workshops Riv County

About the Author:

Victor Ramirez has over 15 years of experience in community economic development working in the cross-sector industries of the public, private and non-profit sectors. Prior to working for NPHS, Victor worked in the financial services industry for a global financial institution and was responsible for implementing their local Community Reinvestment Act (CRA) strategy including community investments and charitable contributions. Victor is responsible for overseeing all fundraising, grant writing, marketing and outreach activities for NPHS.