Keep Your Home California

Home/Keep Your Home/Keep Your Home California

Keep Your Home California programs are federally funded foreclosure prevention programs that are designed to assist homeowners who are experiencing a financial hardship that is interfering with their ability to pay their first mortgage.  If you are a homeowner experiencing hardship, there may be a program available to help you. Please review the information below and if you have any questions regarding the KYHC Program, contact NPHS at (909) 988-5979.

Programs:

Unemployment Assistance is intended to assist homeowners who have experienced involuntary job loss.  If you are eligible, you may receive benefits up to $3000 per household per month towards your mortgage payment for up to 6 months.

Mortgage Reinstatement Assistance is intended to assist homeowners who have defaulted on their mortgage payment.  If you are eligible, you may receive benefits up to $15,000 per household towards your mortgage payment.

Principal Reduction Program is intended to assist homeowners attain an affordable monthly payment.  If you are eligible, you may receive benefit assistance up to $50,000 per household, less monies previously received from other KYHC programs.

Transition Assistance Program is intended to provide transition assistance benefits to homeowners who can no longer afford their home and want to avoid foreclosure.  This program helps homeowners make a smooth transition to alternative housing.  If you are eligible, you may receive benefits up to $5,000 per household.

Preliminary Criteria

Do you own and occupy this property?                                Yes    or   No

Is the property located in California?                                  Yes   or    No

Is your current loan balance under $729, 750                       Yes   or    No

Do you own any other/additional properties?                       Yes   or    No

If you answered YES to the 1st three questions and NO to the last question, you may be eligible for assistance through the Keep Your Home California program.

Next Steps:

Click Here to see if your Servicer is participating in the KYHC program.

Call NPHS to Discuss YOUR Options: (909) 988-5979.