Now accepting applications
One Step Closer to your Home Buying Dream
NPHS is partnering with the CALIFORNIA ASSOCIATION OF REALTORS® (CAR) Housing Affordability Fund (HAF) to close homeownership gaps that impact the state’s *underserved communities with C.A.R.’s HAF Closing Cost Assistance Grant Program.
The program helps first-time homebuyers bridge the affordability gap by providing them with up to $10,000 in closing cost assistance. Each grant is provided to first-time homebuyers who have a total combined household income of 120% AMI or below (moderate income) who utilize the services of a CA REALTOR®. Household income (income from all household members regardless of if they are on the loan or not) is used to determine eligibility.
Complete applications must be submitted no later than three weeks prior to the close to escrow
*Recipient must be a member of an Underserved Community. “Underserved Community” includes: (i) people of color; (ii) persons with **disabilities (physical, cognitive, or mental); or (iii) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.
**An individual with a disability is defined as a person who has a physical or mental impairment that substantially limits one or more major life activities.
Up to $10,000 in Closing Cost Assistance Available
Grants for Underserved Communities
*Recipient must be a member of an Underserved Community. “Underserved Community” includes: (i) people of color; (ii) persons with **disabilities (physical, cognitive, or mental); or (iii) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.
**An individual with a disability is defined as a person who has a physical or mental impairment that substantially limits one or more major life activities.
Can Be Used to Purchase Anywhere Within the State of California
Income Restrictions Apply
Total combined household income shall not exceed the moderate-income level (120% or less AMI) as defined by the California Department of Housing Community Development’s Annual Income Limits. Income limits vary per county. Click below for a current list of county income limits for moderate income households.
