NPHS is partnering with the CALIFORNIA ASSOCIATION OF REALTORS® (CAR) Housing Affordability Fund (HAF) to close homeownership gaps that impact the state’s *underserved communities with C.A.R.’s HAF Closing Cost Assistance Grant Program.

The program helps first-time homebuyers bridge the affordability gap by providing them with up to $10,000 in closing cost assistance. Each grant is provided to low-to-moderate income (120% AMI and below) first-time homebuyers who utilize the services of a CA REALTOR®. Household income (income from all household members regardless of if they are on the loan or not) is used to determine eligibility.

Complete applications must be submitted no later than three weeks prior to the close to escrow

*”Underserved Community” includes: (i) people of color; (ii) persons who are homeless or otherwise experiencing housing instability; (iii) persons with disabilities (physical or mental), particularly persons living in housing with one or more qualities of an institutional setting, persons leaving institutions, or persons at-risk of institutionalization; (iv) persons living in impoverished areas or experiencing persistent poverty or inequality, including historical wealth disparities as compared to majority groups; and (v) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.

The CALIFORNIA ASSOCIATION OF REALTORS® Housing Affordability Fund (HAF) Closing Cost Assistance Grant Program is helping underserved communities build wealth through homeownership.