See below for current career openings at NPHS
Community Lending Specialist
Community Lending Specialist
Career Opportunity
SUMMARY
Neighborhood Partnership Housing Services (NPHS) is a community development organization with a mission to build equitable communities by creating innovative housing and economic solutions that advance the well-being of people, the vitality of neighborhoods, the creation of jobs, and the sustainability of the environment. We further our mission by applying a holistic approach to community and economic development by methodically engineering innovative programs, products, services, and social enterprises that are customer-centric and interconnected to successfully create meaningful impact and transformational change in our communities.
NPHS is looking for a self-motivated individual with a passion for assisting families in achieving their homeownership goals. The primary responsibility of the Community Lending Specialist is to review and determine outcomes for loan applications submitted for review. The Community Lending Specialist will be required to have a comprehensive understanding of all NPHS loan programs and services. The position will involve daily interaction with interested lenders, applicants, community partners, and current borrowers to assist with program questions, submission of paperwork, community outreach efforts, and file review.
Responsibilities
The below statements are intended to describe the general nature and scope of work performed by this position. This is not a complete listing of all required responsibilities, duties, and skills.
- Provides a comprehensive understanding of NPHS’ loan programs and services to interested applicants, lenders, community partners, and NPHS staff.
- Works with program participating lenders and applicants to collect a complete file for review.
- Reviews loan application submissions for various down payment assistance, home improvement loans, small business loans, and other loan programs as needed.
- Determines applicant income, debt to income ratios, and overall eligibility for various NPHS loan programs in accordance to program guidelines.
- Informs applicants and lenders of file decisions.
- Processes and reviews external City loan program applications that are administered by NPHS.
- Provides occasional education and community outreach regarding NPHS’ programs and services. This includes facilitating both in person and virtual off-site and onsite education workshops on evenings and weekends as needed.
- Processes loan applications submitted for review to appropriate staff.
- Creates and maintains accurate hard copy and electronic files for each client, including all necessary and required forms and documentation in compliance with program requirements.
- Assists in coordinating and conducting lender training events to increase NPHS’ Community impact.
- Assists in preparing department reports and ensures ongoing recordkeeping is in compliance with NeighborWorks of America and Housing and Urban Development (HUD) filing guidelines.
- Prepares loan documents and coordinates closings with escrow.
- Other duties as assigned.
Required Qualifications
- Lending experience required. Must have substantial experience in mortgage lending and/or homeownership counseling strategies and programs; knowledge of lending laws and regulations; knowledge of various down payment assistance opportunities available to low-income, first-time homebuyers and experience in successfully assessing and qualifying clients for FHA and Conventional loan products; community-based non-profit experience.
- NMLS Mortgage Loan Originators License Required
- Must be comfortable with public speaking.
- Excellent computer, communication and writing skills.
- This position will require the job duties to be performed in person at NPHS’ offices.
- NMLS licensed individuals are a plus.
- Experience working with loan origination software a plus.
- Experience with client management software a plus.
- Spanish speaking.
Work Schedule
Forty hours; Monday – Friday 8:00 a.m. – 5:00 p.m. Evenings and weekend work may be required.
Compensation
Annual base salary range: $50,000 – $60,000 commensurate with experience. NPHS offers comprehensive health benefits and an 8% employer retirement plan match to support our employees’ financial well-being and security.
Salary adjustment for obtaining a Mortgage Lending Origination (MLO) license will be effective upon completing the licensure process. Continued eligibility for the salary adjustment will be contingent upon maintaining an active and in-good-standing MLO license. Failure to renew or maintain the license will result in the immediate revocation of the salary adjustment.
How to Apply:
Please submit a resume with a cover letter to careers@nphsinc.org. Resumes without a cover letter will not be considered.
NPHS is an Equal Employment Opportunity employer. We celebrate diversity and are committed tocreating an inclusive environment for all our employees.
Director of Community Lending and Investment
Director of Community Lending and Investment
Career Opportunity
SUMMARY:
Neighborhood Partnership Housing Services (NPHS) is a community development organization with a mission to build equitable communities by creating innovative housing and economic solutions that advance the well-being of people, the vitality of neighborhoods, the creation of jobs, and the sustainability of the environment. We further our mission by applying a holistic approach to community and economic development by methodically engineering innovative programs, products, services, and social enterprises that are customer-centric and interconnected to successfully create meaningful impact and transformational change in our communities.
NPHS’ seeks an innovative and adaptable Director of Community Lending and Investment to join our team of entrepreneurs and innovators. Our ideal candidate is flexible, entrepreneurial, and technology-minded, with experience in CDFI lending.
Position Overview:
Under the direction of the Chief Business Officer, the Director of Community Lending and Investment will play a key role in expanding access to capital for underserved communities, partnering with local stakeholders, and driving innovative lending solutions.
Responsibilities:
Lending Operations:
• Oversee all lending activities, including loan origination, underwriting, processing, and servicing.
• Ensure compliance with regulatory requirements and internal policies.
• Manage and grow a diverse loan portfolio, focusing on affordable housing, and community development.
• Oversee credit analysis, risk assessment, and decision-making processes for loan approvals.
Loan Product Development:
• Design and implement new loan products tailored to meet the needs of underserved communities and address emerging market trends.
• Collaborate with community partners and stakeholders to develop innovative financial solutions that support affordable housing, small businesses, and economic development.
CDFI Lending:
• Leverage CDFI funding and grants to drive impact-driven lending initiatives.
• Work closely with financial institutions, government agencies, and investors to secure additional capital for community investment programs.
• Stay informed of changes in CDFI regulations and ensure the organization remains in compliance.
Strategic Leadership:
• Develop and execute long-term strategies for growth and sustainability of NPHS’s lending programs.
• Provide leadership in the development of new investment partnerships, including public and private funding opportunities.
• Build and maintain strong relationships with community stakeholders, government agencies, financial institutions, and philanthropic organizations.
• Lead, mentor, and develop a high-performing lending and investment team.
• Promote a culture of accountability, collaboration, and continuous improvement within the department.
Data & Reporting:
• Monitor and report on key performance indicators, ensuring accurate and timely submission of reports to stakeholders.
• Analyze trends and performance data to identify opportunities for growth and risk mitigation.
Required Qualifications:
• Minimum of 7-10 years of experience in lending, specifically in underwriting, loan product development, portfolio management, and community investment.
• At least 3 years of experience in a leadership role within a financial institution, CDFI, or community development organization.
• Proven experience managing loan portfolios with a focus on community development and affordable housing.
• Demonstrated success in developing and implementing new loan products that meet the needs of underserved communities.
Education Requirements:
A creative person with a Bachelor’s degree from an accredited college or university in Public or Business Administration, Finance, Economics, Mathematics or a closely related field is required. Master’s degree or relevant certification (e.g., CDFI Certification) is preferred.
Work Schedule:
Forty hours; Monday – Friday 8:00 a.m. – 5:00 p.m. Evening and weekend work may be required to complete projects and attend meetings.
Compensation:
Annual base salary range: $90,000 – $105,000 commensurate with experience. NPHS offers comprehensive health benefits and an 8% employer retirement plan match to support our employees’ financial well-being and security.
How to Apply:
Please submit a resume with a cover letter to careers@nphsinc.org. Resumes without a cover letter will not be considered.
NPHS is an Equal Employment Opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all our employees.
Equal Opportunity Employer
NPHS is an Equal Employment Opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all our employees. NPHS’ non-discriminatory and equal opportunity policies apply to all prospective and current employees, as well as contractors and visitors, who may be vulnerable to discriminatory treatment due to certain physical characteristics, beliefs, preferences, orientations or any other traits that make unique and respected individuals.