Home Improvement Loan Program San Bernardino County
Forgivable Loans up to $100,000 Available
Available to San Bernardino County residents located in eligible opportunity zones only. NPHS is offering owner occupied repair to residents living in San Bernardino County. The Home Improvement Loan Program is a 30-year deferred forgivable loan for households that are 80% of the area median income.
Maximum Household Income Limits
| Household Size | Household Income |
|---|---|
| 1 | $57,400 |
| 2 | $65,600 |
| 3 | $73,800 |
| 4 | $82,000 |
| 5 | $88,600 |
| 6 | $95,150 |
| 7 | $101,650 |
| 8 | $108,250 |
Program Highlights
- Must be located in an eligible opportunity zone area in San Bernardino County
- Up to $100,000 in loan amounts
- 30 year deferred with a 3% simple interest
- Applicable to single-family, condominiums, and townhouses
- 80% AMI Income qualified
- Homeowner must own and occupy the residence for at least on year
