NPHS Blog
Helping Homeowners Understand Their Options Have questions about mortgage forbearance and repayment plans? NPHS is helping families and individuals who find themselves in a financial set-back and in jeopardy of losing their home understand their options. Our Home Retention Specialists can help you navigate and understand the various options available
JPMorgan Chase supporting shared equity strategies to preserve housing affordability in the Inland Empire NPHS received a $300,000 investment from JPMorgan Chase to support its Community Land Trust (CLT). NPHS' CLT advances the development of all types of affordable housing.NPHS created its Community Land Trust as part of a holistic framework to develop, preserve
Owner-Occupied Residential Rehabilitation Loan Program The City of San Bernardino Owner-Occupied Rehabilitation Program is a program designed to assist income-eligible San Bernardino homeowners improve the living conditions of their homes to meet the City’s health and safety code requirements and extend the lives of their homes. Only owner-occupied single-family detached
Creating shared-equity strategies that build wealth and preserve affordability In the Inland Empire today, population growth and economic investment are driving up real estate prices so that fewer and fewer working people can afford to live in the communities where they work. Fewer still can afford to buy homes in those communities. Through
Funding will support NPHS down payment financing on community land trust homes For the second year in a row NPHS was awarded $500,000 from the U.S. Department of the Treasury's CDFI Fund to scale homeownership opportunities for first-time homebuyers throughout the Inland Empire. The funding will support NPHS' Community Lending Fund which aggregates and
In one of the most expensive housing markets in the country, California residents – particularly low- and middle-income families – are being boxed out of the housing market. Without access to affordable homeownership options, these individuals and families are less able to build wealth and increase their economic opportunity. Just
Making homeownership affordable through factory-built housing In one of the most expensive housing markets in the country, California residents – particularly low- and middle-income families – are being boxed out of the housing market. Without access to affordable homeownership options, these individuals and families are less able to build wealth and increase their economic
A permanent affordable housing strategy Today, there are nearly 250 Community Land Trusts (CLTs) across the United States, and NPHS is creating one in the Inland Empire to develop, preserve and protect affordable homeownership. CLTs are designed to create long-term housing affordability and to ensure community stewardship of land. CLTs can be used for
In the United States, renovation spending has more than doubled since the late 1990s, reaching nearly $65 billion last year alone. Oftentimes the investment a homeowner makes is substantial, both financially and emotionally. The stakes are high. That’s why it’s imperative that the job is done well from start to finish. NPHS suggests a
Buying a home for the first time is an exciting period in a person’s life. Deciding to buy a home often indicates buyers are ready to establish firm roots in a community where they can see themselves living for years to come. The process of buying a home is rarely easy, and first-time buyers
