Transforming Neighborhoods One Home at a Time
It’s summertime and homeowners across the Inland Empire are planning to tackle home repair projects at their home. However, too often the last thing that homeowners focus on is how to affordably pay for work that goes beyond a can of paint or a few swings of a hammer. Since repairing costs can run from hundreds of dollars easily into the thousands, it's appropriate to take time and consider the best financing and money-saving options. As a NeighborWorks organization, NPHS not only offers tips on lowering the cost of
NPHS Helps Create Second Chance for Homeowner After Foreclosure
What does one do after losing their home foreclosure? Do they give up their dream of home ownership, or do second chances really exist? Carol Smith, from Sun City, California found out the answer to these very questions. Six years ago, Carol owned her own home in the Lake Elsinore area, but suffered through a foreclosure due to unforeseen major events in her life. Disheartened by her situation, she ended up leaving her Lake Elsinore home and renting a property in Sun City thinking she could never be a
Your First Wealth is Health
“The first wealth is health.” Ralph Waldo Emerson penned these words recognizing that good health is essential to the prosperity of the American people. At NPHS, we refer to Financial Capability as Financial Wellness. We believe financial wellness is holistic and defined by health, not wealth. Through improving the financial wellness of individuals, we believe that all aspects of a person’s life are improved—including their physical health and well-being. It is easy to understand why financial wellness is interconnected and why it directly affects the other dimensions of life-wellness.
Achieve Homeownership and Avoid Foreclosure
For seven years, Neighborhood Partnership Housing Services has teamed up with Freddie Mac to operate the NPHS Freddie Mac Borrower Help Center. We provide assistance to struggling homeowners with Freddie Mac-owned mortgages to help keep them in their homes, whenever possible. Due to the improving economy, our Freddie Mac Borrower Help Center services have expanded to the realm of homebuyer education. Through the implementation of financial literacy using tools, such as the Freddie Mac CreditSmart® curriculum, NPHS is helping potential homebuyers achieve successful and sustainable homeownership. Avoiding Foreclosure If
Free Upcoming Homebuyer Classes
NPHS’ Homebuyer Education workshops are designed for potential homebuyers who are serious about taking control of the home buying process and want to be prepared to make the right decisions. These free classes take the mystery out of the home buying process. A Certificate of Completion is provided upon attendance of the class. Since NPHS is a HUD-approved counseling agency, this certificate fulfills the education requirements for certain loan and assistance programs. Homebuyer Education workshops are held on Saturdays at least twice per month at either our Rancho