Your First Wealth is Health
“The first wealth is health.” Ralph Waldo Emerson penned these words recognizing that good health is essential to the prosperity of the American people. At NPHS, we refer to Financial Capability as Financial Wellness. We believe financial wellness is holistic and defined by health, not wealth. Through improving the financial wellness of individuals, we believe that all aspects of a person’s life are improved—including their physical health and well-being. It is easy to understand why financial wellness is interconnected and why it directly affects the other dimensions of life-wellness.
Achieve Homeownership and Avoid Foreclosure
For seven years, Neighborhood Partnership Housing Services has teamed up with Freddie Mac to operate the NPHS Freddie Mac Borrower Help Center. We provide assistance to struggling homeowners with Freddie Mac-owned mortgages to help keep them in their homes, whenever possible. Due to the improving economy, our Freddie Mac Borrower Help Center services have expanded to the realm of homebuyer education. Through the implementation of financial literacy using tools, such as the Freddie Mac CreditSmart® curriculum, NPHS is helping potential homebuyers achieve successful and sustainable homeownership. Avoiding Foreclosure If
Free Upcoming Homebuyer Classes
NPHS’ Homebuyer Education workshops are designed for potential homebuyers who are serious about taking control of the home buying process and want to be prepared to make the right decisions. These free classes take the mystery out of the home buying process. A Certificate of Completion is provided upon attendance of the class. Since NPHS is a HUD-approved counseling agency, this certificate fulfills the education requirements for certain loan and assistance programs. Homebuyer Education workshops are held on Saturdays at least twice per month at either our Rancho
Message From the President and CEO
Celebrating 25 Years of Making Neighborhoods Matter The New Year marks a significant milestone here at NPHS as we will celebrate our twenty-fifth year of improving the quality of life in our neighborhoods. Over the past twenty-five years, NPHS has evolved into a multi-faceted Community Development Financial Institution applying a holistic approach to community development through our Redevelopment, Realty, Homeownership Preservation, and Community Lending and Wealth Building programs and services, all aimed at creating stronger and more vibrant neighborhoods. As a state-certified Community Housing Development Organization (CHDO), NPHS continues
Making Neighborhoods Matter
Celebrating 25 Years of Making Neighborhoods Matter A Message from the President and Chief Executive Officer The New Year marks a significant milestone here at NPHS as we will celebrate our twenty-fifth year of improving the quality of life in our neighborhoods. Over the past twenty-five years, NPHS has evolved into a multi-faceted Community Development Financial Institution applying a holistic approach to community development through our Redevelopment, Realty, Homeownership Preservation, and Community Lending and Wealth Building programs and services, all aimed at creating stronger and more vibrant neighborhoods. As a