Achieve Homeownership and Avoid Foreclosure

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For seven years, Neighborhood Partnership Housing Services has teamed up with Freddie Mac to operate the NPHS Freddie Mac Borrower Help Center. We provide assistance to struggling homeowners with Freddie Mac-owned mortgages to help keep them in their homes, whenever possible. Due to the improving economy, our Freddie Mac Borrower Help Center services have expanded to the realm of homebuyer education. Through the implementation of financial literacy using tools, such as the Freddie Mac CreditSmart® curriculum, NPHS is helping potential homebuyers achieve successful and sustainable homeownership.

Avoiding Foreclosure

If you are behind on your monthly bills, including your mortgage, our Freddie Mac Borrower Help Center offers free, confidential financial counseling assistance through HUD-approved counselors, either in person or on the telephone. During these free sessions, your counselor will: review your current income, living expenses, savings, and debts; help you understand your options and possible solutions to your financial challenges; and assess your options for avoiding foreclosure, which could include a loan modification available under the Making Home Affordable program or another borrower assistance program.

Does Freddie Mac own your mortgage?  Click here to find out.

Preparing for Homeownership

If you are pursuing homeownership, our Freddie Mac Borrower Help Center offers free pre-purchase homebuyer education as well as financial literacy tools, such as the Freddie Mac CreditSmart® curriculum, to assist you on your path toward successful and sustainable homeownership. This free education experience includes: developing skills in money management, credit, and responsible homeownership; experiencing face-to-face or over-the-phone counseling and workshops to begin the path toward sustainable homeownership; analyzing the distinct financial benefits that different mortgage products have to offer; and receiving information on down payment and closing cost assistance programs.

Call our Borrower Help Center today at (909) 988-5979 to set up a free appointment with a HUD-approved counselor.  There is no obligation for you to take any action after your session.

For more information on Freddie Mac and their Borrower Help Centers, visit the Freddie Mac website and the NPHS Freddie Mac Borrower Help Center page.

About the Author:

Tyler is the Public Relations and Marketing Coordinator at NPHS. He received his Bachelor of Arts degree in Political Science from California State University, San Bernardino.