Access to Capital

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Helping Emerging Entrepreneurs &
Small Businesses Access Capital

NPHS Business Opportunity Loan Program: In partnership with a network of CDFI nonprofit lenders, NPHS is promoting the Business Opportunity Loan Program providing small business owners access to capital by way of microloans and revolving loan funds.

NPHS offers small business owners access to capital through its Empresa small business microloan. The Empresa microloan helps advance the economic well-being of small business owners by providing easy-to-get, fast and affordable loan terms. The microloans range from $2,500 to $10,000 for working capital, equipment, inventory and more.

The revolving loan fund is fixed-term loan which can be layered with other primary financing that can be used for business expenditures such as tenant improvements, working capital and owner-occupied commercial property acquisitions. Loans from the revolving loan fund range in size from $100,000 to $500,000 and can be used to finance tenant improvements and owner-occupied commercial acquisition. Businesses must be in operation for a least 2 years with 5 to 100 employees, and revenues between $250,000 to $10 million.  A minimum credit score is required, and the loans are guaranteed through collateral.

For more information about NPHS’ microloans and revolving loan funds, please contact Carlos Tena via email at carlos@nphsinc.org or call (909) 983-4921.

Access to Capital small business coffee shop Business Opportunity Loan Program