City of Riverside Housing Rehabilitation Program
What is the City of Riverside Housing Rehabilitation Program?
The City of Riverside’s Housing Rehabilitation Program helps low income households rehabilitate their homes. Low interest loans and a limited number of grants are available to help finance housing repairs for income eligible homeowners living in the City of Riverside.
Rehabilitation Loans
These loans provide up to $40,000 for rehabilitation. These loans are interest-free and payment is deferred for 30 years for qualified homeowners. A Deed of Trust is used to secure the loan (as a lien on the property). Deferred loans become due and payable upon the resale, transfer of title, refinancing of the property with cash out, or death of borrower, whichever comes first.
Single Family Grants
Grants up to $5,000 are available to income-eligible applicants who own and occupy a single-family residence, to correct health and safety hazards or minor code violations.
Mobile Home Grants
Grants up to $10,000 are available to mobile home owners to correct health and safety hazards.
Grants are forgiven after maintaining six years of owner occupancy.
These programs may be available to you if you live in the City of Riverside, have owned and lived in your home for at least a year, and your household income is less than 80% of the County’s Median Income.
| Household Size | Maximum Annual Gross Income |
|---|---|
| 1 | $42,200 |
| 2 | $48,200 |
| 3 | $54,250 |
| 4 | $60,250 |
| 5 | $65,100 |
| 6 | $69,900 |
| 7 | $74,750 |
| 8 | $79,550 |