25 Years of Making Neighborhoods Matter
A Message from our President and CEO An impactful twenty-five years have passed since NPHS was established as a result of a partnership between residents, the City of Montclair and NeighborWorks America. As we reflect on our twenty-fifth year of service, we will challenge and stretch ourselves more than ever to innovate further, have greater impact on the quality of life in our neighborhoods, and build economic security for families. We will continue to “think outside the house” and take an entrepreneurial and holistic
Transforming Neighborhoods One Home at a Time
It’s summertime and homeowners across the Inland Empire are planning to tackle home repair projects at their home. However, too often the last thing that homeowners focus on is how to affordably pay for work that goes beyond a can of paint or a few swings of a hammer. Since repairing costs can run from hundreds of dollars easily into the thousands, it's appropriate to take time and consider the best financing and money-saving options. As a NeighborWorks organization, NPHS not only offers tips on lowering the cost of
NPHS Helps Create Second Chance for Homeowner After Foreclosure
What does one do after losing their home foreclosure? Do they give up their dream of home ownership, or do second chances really exist? Carol Smith, from Sun City, California found out the answer to these very questions. Six years ago, Carol owned her own home in the Lake Elsinore area, but suffered through a foreclosure due to unforeseen major events in her life. Disheartened by her situation, she ended up leaving her Lake Elsinore home and renting a property in Sun City thinking she could never be a
Expanding Economic Inclusion
NPHS evaluates the financial risks of target populations and provides resources to aid individuals in overcoming financial disparity. In the spirit of Financial Capability Month, NPHS is highlighting an employee who has significantly impacted the community through Economic Inclusion programs. Jennifer Cervantes, the Community Building and Engagement Coordinator at NPHS, regularly presents important and helpful material at Economic Inclusion Workshops around the community. She regularly informs the public about the importance of tax preparation, reverse mortgages for seniors, and down payment assistance for homeownership. For example, Jennifer conducted an
Your First Wealth is Health
“The first wealth is health.” Ralph Waldo Emerson penned these words recognizing that good health is essential to the prosperity of the American people. At NPHS, we refer to Financial Capability as Financial Wellness. We believe financial wellness is holistic and defined by health, not wealth. Through improving the financial wellness of individuals, we believe that all aspects of a person’s life are improved—including their physical health and well-being. It is easy to understand why financial wellness is interconnected and why it directly affects the other dimensions of life-wellness.