NPHS provides first mortgage lending services to people with varying credit scores and incomes. NPHS offers high-quality first mortgage financing services to first-time homebuyers as well as borrowers looking to refinance their existing home. NPHS offers a variety of mortgage financing products including FHA, conventional, VA, and multiple down payment and closing cost assistance programs. NPHS aims to provide its customers with competitive mortgage rates while keeping its clients informed and educated throughout the process.
FHA insured loans are a type of federal assistance and have historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford. FHA loans require a 3.5% down payment.